{"id":27503,"date":"2026-06-19T17:40:11","date_gmt":"2026-06-19T09:40:11","guid":{"rendered":"https:\/\/helios-edu.com\/?p=27503"},"modified":"2026-05-04T17:51:37","modified_gmt":"2026-05-04T09:51:37","slug":"%e3%80%902027-%e7%90%86%e8%b2%a1%e5%bf%85%e7%9c%8b%e3%80%91%e6%b5%b7%e5%a4%96%e7%95%99%e5%ad%b8%e7%90%86%e8%b2%a1%e6%94%bb%e7%95%a5%ef%bc%9a%e9%a6%99%e6%b8%af%e5%ad%b8%e7%94%9f%e9%a0%90%e7%ae%97","status":"publish","type":"post","link":"https:\/\/helios-edu.com\/zh\/guidance\/%e3%80%902027-%e7%90%86%e8%b2%a1%e5%bf%85%e7%9c%8b%e3%80%91%e6%b5%b7%e5%a4%96%e7%95%99%e5%ad%b8%e7%90%86%e8%b2%a1%e6%94%bb%e7%95%a5%ef%bc%9a%e9%a6%99%e6%b8%af%e5%ad%b8%e7%94%9f%e9%a0%90%e7%ae%97\/","title":{"rendered":"\u30102027 \u7406\u8ca1\u5fc5\u770b\u3011\u6d77\u5916\u7559\u5b78\u7406\u8ca1\u653b\u7565\uff1a\u9999\u6e2f\u5b78\u751f\u9810\u7b97\u7ba1\u7406\u5168\u6307\u5357"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"27503\" class=\"elementor elementor-27503\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d781f29 e-flex e-con-boxed e-con e-parent\" data-id=\"2d781f29\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5fcc55f0 elementor-widget elementor-widget-text-editor\" data-id=\"5fcc55f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u8d74\u6d77\u5916\u7559\u5b78\u4e0d\u50c5\u662f\u5b78\u8853\u6311\u6230\uff0c\u66f4\u662f\u4e00\u5834\u300c\u8ca1\u52d9\u7ba1\u7406\u300d\u7684\u5be6\u6230\u6f14\u7df4\u3002\u9762\u5c0d\u5168\u7403\u901a\u8139\u8207\u532f\u7387\u6ce2\u52d5\uff0c2027 \u5e74\u5165\u5b78\u7684\u9999\u6e2f\u5b78\u751f\u9700\u8981\u66f4\u7cbe\u660e\u7684\u7406\u8ca1\u7b56\u7565\u3002\u4ee5\u4e0b\u662f\u5f9e\u5b78\u8cbb\u652f\u4ed8\u5230\u65e5\u5e38\u751f\u6d3b\u7bc0\u7701\u7684\u5168\u65b9\u4f4d\u6307\u5357\u3002<\/span><\/p><h3><b>1. \u5b78\u8cbb\u8207\u5927\u984d\u652f\u51fa\uff1a\u7b56\u7565\u6027\u652f\u4ed8<\/b><\/h3><h4><b>\u8070\u660e\u63db\u532f\u8207\u8de8\u5883\u652f\u4ed8<\/b><\/h4><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u907f\u958b\u50b3\u7d71\u9280\u884c<\/b><span style=\"font-weight: 400;\">\uff1a\u50b3\u7d71\u9280\u884c\u96fb\u532f\u532f\u7387\u8f03\u5dee\u4e14\u624b\u7e8c\u8cbb\u9ad8\u3002\u5efa\u8b70\u4f7f\u7528 <\/span><b>Wise<\/b><span style=\"font-weight: 400;\"> \u6216 <\/span><a href=\"https:\/\/www.revolut.com\/\"><b>Revolut<\/b><\/a><span style=\"font-weight: 400;\"> \u9032\u884c\u5927\u984d\u63db\u532f\uff0c\u80fd\u7bc0\u7701\u7d04 <\/span><b>2% &#8211; 5%<\/b><span style=\"font-weight: 400;\"> \u7684\u96b1\u5f62\u6210\u672c\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u5584\u7528\u5206\u671f\u8207\u6298\u6263<\/b><span style=\"font-weight: 400;\">\uff1a<\/span><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u63d0\u524d\u652f\u4ed8\u6298\u6263<\/b><span style=\"font-weight: 400;\">\uff1a\u90e8\u5206\u82f1\u570b\u5927\u5b78\uff08\u5982\u66fc\u5fb9\u65af\u7279\u3001\u611b\u4e01\u5821\uff09\u91dd\u5c0d\u4e00\u6b21\u6027\u7e73\u6e05\u5b78\u8cbb\u63d0\u4f9b\u7d04 <\/span><b>1% &#8211; 2%<\/b><span style=\"font-weight: 400;\"> \u7684\u6298\u6263\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u5206\u671f\u4ed8\u6b3e<\/b><span style=\"font-weight: 400;\">\uff1a\u82e5\u6e2f\u5143\u5b9a\u5b58\u5229\u7387\u9ad8\u65bc\u5b78\u8cbb\u5206\u671f\u624b\u7e8c\u8cbb\uff0c\u53ef\u9078\u64c7\u5206\u671f\u652f\u4ed8\u4ee5\u4fdd\u6301\u73fe\u91d1\u6d41\u5f48\u6027\u3002<\/span><\/li><\/ul><\/li><\/ul><h4><b>2027 \u5fc5\u5099\u9810\u7b97\u6e05\u55ae<\/b><\/h4><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u82f1\u570b IHS \u91ab\u7642\u9644\u52a0\u8cbb<\/b><span style=\"font-weight: 400;\">\uff1a2027 \u5e74\u9810\u7b97\u9700\u9810\u7559\u7d04 <\/span><b>\u00a3776\/\u5e74<\/b><span style=\"font-weight: 400;\">\uff08\u8fd1\u5e74\u5df2\u5927\u5e45\u4e0a\u8abf\uff0c\u8acb\u52d9\u5fc5\u66f4\u65b0\u9810\u7b97\uff09\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u4f4f\u5bbf\u62bc\u91d1<\/b><span style=\"font-weight: 400;\">\uff1a\u901a\u5e38\u70ba 4 &#8211; 5 \u9031\u79df\u91d1\u3002<\/span><\/li><\/ul><h3><b>2. \u751f\u6d3b\u8cbb\u7bc0\u7701\u6280\u5de7\uff1a\u7cbe\u660e\u6d88\u8cbb<\/b><\/h3><h4><b>\u4f4f\u5bbf\u8207\u98f2\u98df<\/b><\/h4><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u4f4f\u5bbf\u9078\u64c7<\/b><span style=\"font-weight: 400;\">\uff1a\u5927\u5b78\u5bbf\u820d (Halls) \u901a\u5e38\u5305\u6c34\u96fb\u7db2\u8cbb\uff0c\u7701\u53bb\u7533\u8acb Utility \u5e33\u55ae\u7684\u9ebb\u7169\uff1b\u82e5\u9078\u64c7\u79c1\u4eba\u5408\u79df\uff0c\u5efa\u8b70\u4f7f\u7528 <\/span><b>Splitwise<\/b><span style=\"font-weight: 400;\"> \u8207\u5ba4\u53cb\u900f\u660e\u5206\u5e33\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u8d85\u5e02\u6298\u6263\u6230<\/b><span style=\"font-weight: 400;\">\uff1a<\/span><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u82f1\u570b<\/b><span style=\"font-weight: 400;\">\uff1a\u5b78\u6703\u8b58\u5225 <\/span><b>Yellow Sticker (\u6e1b\u50f9\u6a19\u7c64)<\/b><span style=\"font-weight: 400;\">\uff0cTesco \u6216 Sainsbury&#8217;s \u5728\u508d\u665a 6 \u9ede\u5f8c\u5e38\u6709\u534a\u50f9\u751a\u81f3\u66f4\u4f4e\u7684\u98df\u54c1\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u81ea\u6709\u54c1\u724c<\/b><span style=\"font-weight: 400;\">\uff1a\u9078\u8cfc Waitrose Essential \u6216 M&amp;S Made Without \u7cfb\u5217\uff0c\u54c1\u8cea\u6709\u4fdd\u8b49\u4e14\u50f9\u683c\u66f4\u89aa\u6c11\u3002<\/span><\/li><\/ul><\/li><\/ul><h4><b>\u5b78\u751f\u5c08\u5c6c\u798f\u5229<\/b><\/h4><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u4ea4\u901a\u5361<\/b><span style=\"font-weight: 400;\">\uff1a<\/span><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u502b\u6566<\/b><span style=\"font-weight: 400;\">\uff1a18+ Student Oyster photocard \u4eab\u5730\u9435 7 \u6298\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u5168\u82f1<\/b><span style=\"font-weight: 400;\">\uff1a<\/span><b>16-25 Railcard<\/b><span style=\"font-weight: 400;\"> \u662f\u5fc5\u8cb7\u795e\u5361\uff0c\u706b\u8eca\u7968\u5373\u6e1b 1\/3 \u50f9\u683c\u3002<\/span><\/li><\/ul><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u6298\u6263\u5e73\u53f0<\/b><span style=\"font-weight: 400;\">\uff1a\u4e0b\u8f09 <\/span><b>UNiDAYS<\/b><span style=\"font-weight: 400;\"> \u6216 <\/span><b>StudentBeans<\/b><span style=\"font-weight: 400;\">\uff0c\u5f9e Nike \u5230 Apple \u7522\u54c1\u5747\u6709 10% &#8211; 20% \u6298\u6263\u3002<\/span><\/li><\/ul><p><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-27506\" src=\"https:\/\/helios-edu.com\/wp-content\/uploads\/2026\/05\/How-to-Manage-Your-Money-Like-a-Pro.jpg\" alt=\"Financial planning and budget management guide for Hong Kong international students 2027, including currency exchange, living costs, and student discounts. 2027 \u9999\u6e2f\u7559\u5b78\u751f\u7406\u8ca1\u898f\u5283\u8207\u9810\u7b97\u7ba1\u7406\u6307\u5357\uff1a\u6db5\u84cb\u63db\u532f\u3001\u751f\u6d3b\u6210\u672c\u53ca\u5b78\u751f\u6298\u6263\u3002 2027 \u9999\u6e2f\u7559\u5b66\u751f\u7406\u8d22\u89c4\u5212\u4e0e\u9884\u7b97\u7ba1\u7406\u6307\u5357\uff1a\u6db5\u76d6\u6362\u6c47\u3001\u751f\u6d3b\u6210\u672c\u53ca\u5b66\u751f\u6298\u6263\u3002\" width=\"900\" height=\"510\" srcset=\"https:\/\/helios-edu.com\/wp-content\/uploads\/2026\/05\/How-to-Manage-Your-Money-Like-a-Pro.jpg 900w, https:\/\/helios-edu.com\/wp-content\/uploads\/2026\/05\/How-to-Manage-Your-Money-Like-a-Pro-300x170.jpg 300w, https:\/\/helios-edu.com\/wp-content\/uploads\/2026\/05\/How-to-Manage-Your-Money-Like-a-Pro-768x435.jpg 768w, https:\/\/helios-edu.com\/wp-content\/uploads\/2026\/05\/How-to-Manage-Your-Money-Like-a-Pro-18x10.jpg 18w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/p><h3><b>3. 2027 \u6578\u4f4d\u7406\u8ca1\u5de5\u5177\u63a8\u85a6<\/b><\/h3><p><span style=\"font-weight: 400;\">\u70ba\u4e86\u8ffd\u8e64\u6bcf\u4e00\u7b46\u300c\u5496\u5561\u9322\u300d\uff0c\u6578\u4f4d\u9280\u884c\u8207\u9810\u7b97 App \u662f\u60a8\u7684\u6700\u4f73\u62cd\u6a94\uff1a<\/span><\/p><table><tbody><tr><td><p><b>\u5de5\u5177\u985e\u578b<\/b><\/p><\/td><td><p><b>\u63a8\u85a6\u9078\u64c7<\/b><\/p><\/td><td><p><b>\u7279\u8272<\/b><\/p><\/td><\/tr><tr><td><p><b>\u6578\u4f4d\u9280\u884c (UK)<\/b><\/p><\/td><td><p><b>Monzo \/ Starling<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u5373\u6642\u6d88\u8cbb\u5206\u6790\u3001\u6d77\u5916\u5237\u5361\u514d\u624b\u7e8c\u8cbb\u3001\u8a2d\u7acb\u300c\u5132\u84c4\u9322\u5305 (Pots)\u300d\u3002<\/span><\/p><\/td><\/tr><tr><td><p><b>\u6578\u4f4d\u9280\u884c (US)<\/b><\/p><\/td><td><p><b>Chase \/ Bank of America<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u5b8c\u5584\u7684\u5b78\u751f\u5e33\u6236\u514d\u6708\u8cbb\u653f\u7b56\u3002<\/span><\/p><\/td><\/tr><tr><td><p><b>\u9810\u7b97\u8ffd\u8e64 App<\/b><\/p><\/td><td><p><b>Emma \/ Toshl<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u81ea\u52d5\u9023\u7d50\u9280\u884c\u5e33\u6236\uff0c\u5206\u985e\u652f\u51fa\u4e26\u767c\u51fa\u8d85\u652f\u9810\u8b66\u3002<\/span><\/p><\/td><\/tr><tr><td><p><b>\u5206\u5e33\u5de5\u5177<\/b><\/p><\/td><td><p><b>Splitwise<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7559\u5b78\u751f\u5408\u79df\u3001\u5718\u9ad4\u65c5\u904a\u5fc5\u5099\u7684\u5206\u5e33\u795e\u5668\u3002<\/span><\/p><\/td><\/tr><\/tbody><\/table><h3><b>4. \u589e\u52a0\u6536\u5165\uff1a\u5408\u6cd5\u6253\u5de5\u8207\u734e\u5b78\u91d1<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u5408\u6cd5\u5de5\u6642<\/b><span style=\"font-weight: 400;\">\uff1a<\/span><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u82f1\u570b<\/b><span style=\"font-weight: 400;\">\uff1a\u5b78\u671f\u9593\u6bcf\u9031\u4e0a\u9650 <\/span><b>20 \u5c0f\u6642<\/b><span style=\"font-weight: 400;\">\uff0c\u6700\u4f4e\u6642\u85aa (National Minimum Wage) \u5df2\u4e0a\u8abf\u81f3\u7d04 <\/span><b>\u00a311.44<\/b><span style=\"font-weight: 400;\"> (21\u6b72\u4ee5\u4e0a)\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u7f8e\u570b<\/b><span style=\"font-weight: 400;\">\uff1a\u9996\u5e74\u9650\u6821\u5167\u5de5\u4f5c (On-campus)\u3002<\/span><\/li><\/ul><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u9999\u6e2f\u672c\u5730\u652f\u63f4<\/b><span style=\"font-weight: 400;\">\uff1a<\/span><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u5b9a\u671f\u67e5\u770b<\/span><a href=\"https:\/\/www.edb.gov.hk\/\"> <b>\u6559\u80b2\u5c40\u6d77\u5916\u734e\u5b78\u91d1<\/b><\/a><span style=\"font-weight: 400;\">\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u5c24\u5fb7\u7235\u58eb\u7d00\u5ff5\u57fa\u91d1<\/b><span style=\"font-weight: 400;\">\uff1a\u91dd\u5c0d\u5353\u8d8a\u8868\u73fe\u7684\u7559\u5b78\u751f\u63d0\u4f9b\u8cc7\u52a9\u3002<\/span><\/li><\/ul><\/li><\/ul><h3><b>5. \u7dca\u6025\u8cc7\u91d1\u8207\u98a8\u96aa\u7ba1\u7406<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u91ab\u7642\u4fdd\u96aa<\/b><span style=\"font-weight: 400;\">\uff1a\u96d6\u7136\u82f1\u570b\u6709 NHS\uff0c\u4f46\u7259\u79d1\u6cbb\u7642\u6602\u8cb4\uff0c\u5efa\u8b70\u51fa\u767c\u524d\u5728\u9999\u6e2f\u8655\u7406\u597d\u7259\u9f52\u554f\u984c\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u7dca\u6025\u9810\u5099\u91d1<\/b><span style=\"font-weight: 400;\">\uff1a\u6236\u53e3\u61c9\u5e38\u5099 <\/span><b>\u00a33,000 \/ $5,000<\/b><span style=\"font-weight: 400;\"> \u4f5c\u70ba\u7dca\u6025\u8fd4\u6e2f\u6216\u96fb\u5b50\u7522\u54c1\u610f\u5916\u640d\u58de\u7684\u7dad\u4fee\u8cbb\u7528\u3002<\/span><\/li><\/ul><h3><b>\u7d50\u8a9e\uff1a\u7406\u8ca1\u662f\u7559\u5b78\u7684\u7b2c\u4e00\u8ab2<\/b><\/h3><p><span style=\"font-weight: 400;\">\u6210\u529f\u7684\u7559\u5b78\u751f\u6d3b\u59cb\u65bc\u5c0d\u91d1\u9322\u7684\u638c\u63a7\u3002\u5728 <\/span><b>2026\/27 \u7533\u8acb\u5b63<\/b><span style=\"font-weight: 400;\"> \u5fd9\u65bc\u64b0\u5beb\u6587\u66f8\u7684\u540c\u6642\uff0c\u5225\u5fd8\u4e86\u5efa\u7acb\u4e00\u4efd\u5c08\u5c6c\u7684\u9810\u7b97\u6a21\u677f\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">Helios Education \u4e0d\u50c5\u95dc\u5fc3\u60a8\u7684\u9304\u53d6\u7d50\u679c\uff0c\u66f4\u95dc\u5fc3\u60a8\u7684\u7559\u5b78\u54c1\u8cea\u3002\u5982\u679c\u60a8\u9700\u8981\u91dd\u5c0d\u7279\u5b9a\u57ce\u5e02\u7684 <\/span><b>\u751f\u6d3b\u958b\u652f\u8a55\u4f30<\/b><span style=\"font-weight: 400;\"> \u6216 <\/span><b>\u734e\u5b78\u91d1\u7533\u8acb\u6307\u5c0e<\/b><span style=\"font-weight: 400;\">\uff0c\u6b61\u8fce\u96a8\u6642<\/span><a href=\"https:\/\/www.helios-edu.com\/\"> <b>\u806f\u7e6b\u6211\u5011<\/b><\/a><span style=\"font-weight: 400;\">\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">Disclaimer: Helios Education is an independent consultancy that specialises in overseas admissions. We want to clarify that we do not have any legal affiliation, official partnership, or endorsement with the organisation or any individuals associated with the organisation mentioned in this social media post. References to the mentioned organisation are solely for informational purposes, and we do not assert to represent them officially. It is your responsibility to independently verify the information provided and ensure compliance with all relevant admission requirements and regulations.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u8d74\u6d77\u5916\u7559\u5b78\u4e0d\u50c5\u662f\u5b78\u8853\u6311\u6230\uff0c\u66f4\u662f\u4e00\u5834\u300c\u8ca1\u52d9\u7ba1\u7406\u300d\u7684\u5be6\u6230\u6f14\u7df4\u3002\u9762\u5c0d\u5168\u7403\u901a\u8139\u8207\u532f\u7387\u6ce2\u52d5\uff0c2027 \u5e74\u5165\u5b78\u7684\u9999\u6e2f\u5b78\u751f\u9700 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